The Ten Star Professional Financial Adviser

TEN STAR FINANCIAL GROUP TEN STAR had it's start in 1974 as a company that did business under the name 'Baird and Associates' after it's founder David Baird.  They have earned a reputation in the financial community for integrity, service and sound professional advice.  TEN STAR  is headed by an experienced management team.  The President has been in the financial field for over 30 years and other managers have between 10 and 25 years of experience.  Our sales team and support staff  are dedicated to provide the best possible service to our clients. TEN STAR FINANCIAL INC. An independent investment fund dealer in the financial planning field. TEN STAR INSURANCE BROKERS INC. Most of our representatives are dual licensed, providing life insurance products from leading companies. TEN STAR GROUP BENEFIT SPECIALISTS Provides the MOST competitive product for your workplace - whether you're only one or 1000 employees in size We also include tax saving and RRSP shelters along with investment funds and financial planning. x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x As independent specialists, we are not wedded to and show no favouritism to any one company or investment, but rather "shop the market" for the best plans for our clients.  We specialize in Investment Funds, Life Insurance, Annuities, Group Plans, Registered Retirement Savings Plans, Registered Retirement Income Funds and Disability Income Plans. We're independent brokers.........so our clients are our main concern.  Because we are independent, we are able to give you ongoing unbiased advice.  Conditions do change.  We will tell you about it and discuss what these changes mean to you and your investments and plans.  A complete personal financial service is provided and you will get objective advice based on your needs and goals.  We will help you to implement your plan and provide ongoing reviews and personal service.  We get answers for legal, investment or tax questions. We are able to provide information on the over 2,400 investment funds available to Canadians, including  money market, equity, bond, mortgage, natural resources, and gold funds, technology and health sciences funds, and the substitute for owning real estate - real estate funds.  One desireable  feature of an investment fund is portfolio diversification.  We also believe in diversification in management styles, thus we are interested in providing you with the expertise of many fund managers.  We use  guaranteed investments from various insurance companies.  We seek out the top rates in Guaranteed Investment Certificates.  Although all types of life insurance policies are available through us, we specialize and believe in low-cost term insurance.  We shop the market for the best annuity rates and Disability Income Plans. On the corporate or company level, we shop the market for the best rates in Group RRSP's, Group Insurance, Group Pensions, Health and Dental coverage.  Disability plans and Deferred Profit Sharing Plans.  Available are buy-sell insurance and buy-sell disability income plans for partnerships.  In all corporate cases we have specialists form various companies to properly service and advise our clients. x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x TEN STAR FINANCIAL PLANNING SERVICE A professional service aimed to reduce taxes, increase your worth and help you achieve financial independence.  Here are some of the typical concerns we can help you with:    -FINANCIAL GOAL SETTING    -INSURANCE PLANNING    -TAX PLANNING    -RETIREMENT PLANNING    -WEALTH ACCUMULATION    -RRSPs, RRIFs, ANNUITIES and INCOME PLANS    -GROUP PLANS    -IMPLEMENTING YOUR PLAN    -ON GOING REVIEW AS TIMES CHANGE   CLEARLY THE TEN STAR  FINANCIAL GROUP IS FOR YOU. x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x OUR CORPORATE GOAL -To provide independent financial advice in an honest, forthright and professional  --manner. -To promote the principle of wealth accumulation through managed money. -To provide the best possible service to our clients.