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The
ability of the investor to "lock in" profits by resetting
is the latest advantage of segregated funds over mutual funds. |
|
Think
how often an investor has missed the chance of selling
stock at a profit, only to see the price sink, even under the purchase
price. |
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Now
at certain periods fixed by the particular company,
you can "reset" your start date, and ensure yourself that you have made
a profit that can't be lost. |
|
You
invested $25,000 and the value now is $30,000. You
can now exercise an option to "lock-in" that $5000 or 20% gain, eliminating
any future downside and increasing the amount guaranteed at death or maturity. |
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And
you can "lock-in" more than once!
|
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Probate
and Creditor Proof
|
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|
|
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Probate |
|
With a
named beneficiary, your segfunds go directly
to your beneficiary, without probate fees. |
|
You may
withdraw up to 10% of the asset value of your non-registered segregated
funds annually without charge. |
|
. |
|
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Creditor
Proof |
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With a
named beneficiary, your segfunds normally will be
protected from your creditors.
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